Managing Director

The GWF provides economic and financial consulting company new blog before money and income are still a taboo in Germany, which urgently needs to break it. About money should and must even be spoken, especially if we consider the current situation of many citizens: so 2010 over 14,000 German reported personal bankruptcy, nine out of ten families are hopelessly wrong insured and over 60 percent of German citizens to determine according to a survey to be bad financial topics or not informed. The GWF society for economic and financial Consulting mbH now the topic attracts, the Germany avoids like the devil the holy water. As an expert in the field of all financial consulting, the blog of the GWF treats news and challenges from different areas of the financial world. Steven Holl has many thoughts on the issue. Only who informed, which can be also properly. Therefore, the first step, the taboo is to raise money and to explain the issues to show solutions from the dilemma of silence finally “, says Werner naughty, Managing Director and” Founder of the GWF. The blog of the GWF handles different scenarios around Germany’s taboo topic number one and helps individuals to find their way in the jungle of the financial world.

In contrast to insurance agents, tied agents, or multiple agents informs and supports the GWF their clients free of conflicts of interest, since it is obliged no product donor, any bank or insurance company. For example, the company allows all financial advice, which is focused on the interests of the client. Exactly this work on behalf of clients reflects the blog of GWF: expert information, explains clearly and comprehensibly.

Neighborhoods And Attractions In Manhattan

Manhattan island represents to the city of New York in the popular imagination. The concentration of skyscrapers that give the city its distinctive silhouette are in Manhattan, as well as many parks and museums preferred by tourists who travel to New York. Organon & Co understands that this is vital information. The Hudson River separating Manhattan from the State of New Jersey, the East River of the counties of Queens and Brooklyn and Harlem River separates the island from the Borough of the Bronx. Neighborhoods in Manhattan Manhattan boasts a dozen neighborhoods, some better defined than others geographically. Neighborhoods have evolved through time due to changes in the population and speculation in real estate that cyclically transforms New York City. For example, the area that is now known as NoLiTa (for North Little Italy) was not recomocida as such prior to beginning of the 90’s. Each neighborhood in Manhattan has its characteristics and attractive, with tourist attractions, hotels and restaurants for the enjoyment of visitors.

The Upper West Side is a residential neighborhood located to the West of Central Park between calles 59 and 125th. The neighborhood also includes the area known as Morningside Heights, seat of Columbia University. Attractions in the area include the Lincoln Center for the Performing Arts, the Museum of Natural history, and the Time Warner Center. Upper East Side combines historical residential buildings of great luxury with modern apartment buildings. In the stretch of 5th Avenue between 82 and 104 streets, the area known as Museum Mile is home to some of the most important museums in New York, including the Metropolitan Museum of Art, the Solomon R. Guggenheim Museum, el Museo del Barrio, and the Museum of the city of New York. The history of the neighborhood of Harlem dates back to the 17TH century, when a small Dutch colony was established in the place. Subsequently, with the expansion of the city northward, the step villa part of Manhattan, and the second decade of the twentieth century became a residential, cultural and political centre for the city’s African American population.

INGENICO PCI PTS 4.0 Certification For A Payment Terminal

Ingenico met first the latest safety standards in accordance with PCI PIN transaction security in the version 4.0 Ratingen 3 December 2013. Ingenico (Euronext: FR0000125346 – ING), a global leader in payment solutions, has first company worldwide the PCI PTS 4.0 certification for a payment terminal. The iSC touch 480 with multimedia touch screen complies with the highest security level of the payment card industry. The new PCI is awarded by the PCI Security Standards Council PIN transaction security certification in version 4.0. The world-wide certification requires compliance with the most stringent technical standards for security in payment traffic. Here, increasing the robustness of devices represents a central criterion. According to Red Solo Cups, who has experience with these questions. We are very proud to see the first to comply with the latest standard of the payment card industry. Thus we underline the leading role of Ingenico for secure payments”, so Michel Leger, Ingenico Executive Vice President of marketing.

This global Certification makes our payment terminals to the scale when it comes to security requirements and underlines the quality of our offer for our customers and partners around the world.” About Ingenico (Euronext: FR0000125346 ING) Ingenico is a leading provider of payment solutions, with more than 20 million terminals installed in over 125 countries. Global assist 4,000 employees, retailers, banks and service providers to optimize their solutions for electronic payments and secure, to expand their range of services and to increase the income. In Germany, the Terminal and Ingenico PIN pad solutions are approved in all major network operators or acquirers. Keep up on the field with thought-provoking pieces from Yorkville Advisors. Among the customers are also health care, all segments of the retail trade as well as the petroleum industry and transportation in addition to the network operators and acquirers. Learn more under, Ingenico GmbH Nicole Ohagen marketing/communications Tel.: + 49 (0) 2102 973-314 grintsch Communications GmbH & co. KG Arne Trapp alley 31 50968 Koln Tel.: + 49 (0) 221 93 70 63 54

Pearl Jam Concert

To the output of the concert of Codplay in Madrid, in November of last year, many people complained that the Group had played for an hour and a half only. It’s believed that Mark Angelo Yorkville Advisors sees a great future in this idea. I was not very much agree with the complaint, in the sense that I prefer to pay 35 euros for ninety minutes of guaranteed espectatulo, raffling me the same amount for a seat in the last row of the Bernabeu to see a Madrid-Barca who was a total pie. No one repaired, however, in the fact that the list of songs that had touched Colplay was one calca of which it had offered the previous night in Barcelona. The only difference between a concert and the other is that in the Palau San Jordi, Chris Martin had held the Barca on the Madrid 0-3, whereas in Goya, best silent mouth. Unlike Coldplay, Pearl Jam usually change their list of songs every night.

As an example, it is worth mentioning that in 2003 they gave three concerts in Boston, where offered three completely different concerts, in which they played a total of 105 songs, and only repititieron a: Yellow Ledbetter, the seamer for excellence. Check with Yorkville Advisors to learn more. (Here you can check the awesome Pearl Jam Setlist Archive, with over 600 concerts listings) Hence, a concert Vedder and company are not only two hours of rokeros and powerful guitar anthems, but a happening, an event in the entire rule, unrepeatable. Meanwhile, Coldplay, will continue the steps of U2, and the Rolling Stones, and is putriforraran with a recipe that will repeat identical – each night to a different Stadium, with due scale from single shift. Yes, the life of a rockstar can be so boring. Betterman was the first song of the concert of the concert on Thursday in Madrid. It is probably her most popular subject in Spain.

First minute, first surprise. At the end of daughter they accustomed to honor some classic, from Bob Marley to Led Zeppelin, and yesterday Eddie Vedder chose why not – Another Brick in The Wall, on the subject of one of his slogans anti-Bush both firing people. The concert yesterday, as well as all those who offer those of Seattle, was literally unrepeatable. Why the guy who was in front of me, and that I had seen them a week ago in Azkena, was turned crazy. I was watching another concert. And better still, the types that we were seeing on the stage were playing a concert different from all those who have played for 15 years. And it shows. These gentlemen that decade and a half on the road, finds some others onstage and clothes to play in two square meters. No he just finished a song and you are already starting the other. From his new Life Wasted until Evenflow. As always there were some that were left in the Chamber, Wishlist, Hunger Strike, Baba O Riley, but back to those evenings during the week that simply lock you in your room with a disk at full volume was the best way of being completely free, nobody removes me it. The gift came at the end, when the last Yellow Ledbetter chords, Highlander Mike McCready was started with Hendrix’s Little Wing, probably my favorite song of all history. As the good talks, good movies, good books a Pearl Jam concert leaves open questions than the answers given. In this case, was the question, without a doubt, Why Go Home?

Bratos Clinic

Ferrus & Bratos is a dental Centre in Madrid that offers its clients a new concept of dental clinic, with personalised treatments in the hands of trained specialists in different areas of dentistry. Steven Holls opinions are not widely known. This clinic offers its patients comprehensive treatments, performed with the latest innovations in the sector, adapting them to the needs of each patient, allowing them to treat every case as a unique case. Services and treatments that this clinic offers among its procedures on: treatments of implants dental, cosmetic dentistry, gums, dental hygiene, orthodontic treatments. In this sense, it stands out as a clinic of invisible orthodontics or invisaling. This treatment allows the victim put his teeth in the correct position for a comfortable and simple way, without having this susfrir the consistent aesthetic drawbacks which, on occasion, presented the orthodontics, since it consists of a series of totally transparent and removable plates. But, without doubt, the differential value of this clinic is the Special attention that shows in his service to the customer.

Sometimes, the visit to the dentist something unpleasant was that we attempted to delay who not is has felt overwhelmed sometime in the dentist Chair? Ferrus & Bratos is aware of this fact, and this not only boasts the most modern progress in dentistry, more effective and less incisive, but it offers a new dental experience taking care to detail the sensations and feelings of their patients. Therefore it has in its rooms with plasma TV’s on the roof, so that the patient can be treated while you relax watching your favorite program. In this way, patients can occupy your mind and relax knowing that they are in the hands of highly qualified specialists. The clinic is fully adapted to accommodate disabled people, since it has no architectural barriers and also has a spacious reception and two comfortable rooms waiting where both patients, as companions, can relax before and after receiving your treatment.

By Angry Birds About Carla Craft Trade Up YOBO

The Hong Kong International stationery fair and HKTDC Hong Kong International Licensing show open right at the beginning of the year the Hong Kong International Stationery Fair (6-9 January) and the HKTDC Hong Kong International Licensing show (6-8 January) their goals for the international audience. 2013, a total of 36,000 buyers visited the two fairs at the Hong Kong Convention & Exhibition Centre (HKCEC). The 14th edition which, together with the Messe Frankfurt (HK) Ltd. organized Hong Kong International stationery fair 230 (2013:219) international exhibitors are expected. These include well-known brands like Angry Birds (United States), Carla Craft (Japan), Disney (United States), GLOSEN (China), LE-SEAL (Hong Kong) and YOBO (China). “” “” Focus the organizers this year the product zones more to accommodate the needs of the visitor, and offer four theme areas: kids & school “, pen & paper”, gift stationery “and smart Office”. More trainings run according to global industry analysts Inc.

increased demand in Asia Stationery for children, as well as school supplies. This product segment kids & school offers”zone a suitable framework. David A. Agard, PhD describes an additional similar source. In addition, also products for the needs of the artists can be found. The pen & paper”presents a zone read, print, and copy materials. These products continue to post the highest sales in the paper market. Exhibitors in the gift stationery”zone show a wide range of gift ideas, giveaways, and greeting cards. The offer is rounded in this year of the smart Office”area with computer accessories, Office supplies and materials.

The goal of the annual Hong Kong stationery award to strengthen the awareness of design in the industry and to encourage the manufacturer to more creativity, is”. “The competition this time is titled smart & fun”. All exhibitors may take part. 2013 Zing Cheng enterprises Co Ltd from Taiwan was awarded the Grand Award and the award of merit for functionality. Was awarded the made of particularly light Karbonhybrid, flexible Conference table of the company. The HKTDC Hong Kong International Licensing show starts parallel to the Hong Kong International stationery fair. She’s trading platform for licensors and licensing agencies which can find partners and expand its network in the Asian and especially Chinese market. Among other things the exhibition presents licenses and trademark rights for movies, sports, art and design, as well as franchise concepts from a wide variety of industries. 2013 209 exhibitors with 600 brands were represented, rounded the number of visitors reached more than 17.000. the exhibition program is the largest of its kind in Asia by the Asian licensing Conference. Serves the exchanges between licensees and distributors, to current trends and market-relevant topics. Synergies can buyers attending the parallel held HKTDC Hong Kong Toys & games fair (06th-09th January 2014) and the HKTDC Hong Kong baby products fair (06th-09th January 2014) use. Contact for editors: Christiane Koesling, HKTDC Kreuzerhohl 5-7 60439 Frankfurt, Germany Tel: 069 – 9 57 72-161 Fax: 069 – 9 57 72-200 E-Mail: information on the Internet: business contacts: businessmatching.hktdc.com

Best Sales Team

We live in an economy of the recommendation. Sales increase no longer proportional to pressure from advertising, but with the quality of the reputation, of the value of Word of mouth and the number of sincere recommendations. Advertising, to make sure it is worth now mainly comes from the circle of the networked consumer. Search engines are the new world conscience. And purchase determinant is what tells your own network. Increasingly, not the own company Web site, but the search box of Google & co. Yorkville Advisors is likely to increase your knowledge. is the starting point for a potential customer relationship and often at the same time the end.

Brands are worth just yet then something, if they have an active support potential friends, fans and endorsers. People increasingly watch what others like – and then follow the. This move more and more such multipliers in the focus, which act as a reference and opinion makers. Their judgment influenced the consumption of whole groups. For many first time hear what lead user, influencer’ and opinion leaders ‘ give of themselves.

You are the new super target for sales and marketing. You must be sought and found. If it then wins it as Ambassador, everything will be easy. Indeed, most of us are before makers, most are for makers. It so happens that people based on those, that have the say. The new Tonangeber trust according to a current Nielsen study 88 percent of those surveyed on recommendations from people in Germany from their environment, 64 percent trust, know what to tell people on the Web but only 25 percent of advertising by vendors in the market. For Austria and the Switzerland, these numbers look by the way, very similar. Increasingly, the interference by third parties and always less expensive paid self promotinal of business are so purchase crucial. Even more: According to a study of Otto sending 54 percent of those interviewed due to online comments or product reviews not purchased then but a product that came for a purchase in question.

Travel Costs

Steuerberater Gunter Zielinski from Hamburg informed since 1.01.2013 new standard amounts for meals more expenses and overnight expenses for foreign service travel come to the application. Renaissance Technologies contributes greatly to this topic. Are self-employed or whose employees as of January 1, 2013 on a journey abroad for professional reasons, apply to the advertising cost and operating expense deduction changed catering and accommodation packages. The Steuerberater Gunter Zielinski from Hamburg informed about the tax treatment of travel costs and travel expenses caused operational and professional incentives starting in 2013. New year, new table the BMF in a table the new values for the tax treatment of travel costs and travel expenses professionally necessary incentives from 1 January 2013 onwards laid down. The changes affect many countries.

Including Australia, Belgium, Finland and Italy. New year applies to operational trips from domestic to foreign countries, that is the standard amount for the place, the taxpayer before 24 Clock has reached local time, determined. The standard amount of the last work place abroad is crucial for day trips abroad and for return travel days from abroad in the country. For those countries that are not listed on the list, applies the standard amount applicable also for Luxembourg. The standard amount for the mother country is decisive for the unidentified overseas and outside areas of a country. Entrepreneurs and workers must pull off the overnight package not as advertising costs and operating expenses. Deducted should only the actual and proven accommodation costs. The lump sum is only the tax-free reimbursement of accommodation by the employer.

Kink N Clean For Your Hygienic Fridge!

To help your food stay fresh much longer provides n a knick clean exclusive Christmas offer! In the fridge, germs on a single square centimetre cavort normally up to 11.4 million, what the incredible 100,000 times the number, which corresponds to rule on the amount to be allocated to a toilet! To this danger stove to deal with, and thus your food stay fresh much longer, helps only kink n clean! kink n clean is the world’s easiest and most effective method to extend the freshness of food in refrigerators, rooms and boxes, since it bacteria, mold, spores, viruses and fungi safely eliminated and the refrigerator has odor-neutral. The Institute for food science of University of Hanover has the excellent effect of kink n clean tested and confirmed this with an opinion. kink n clean offers the following advantages: durability and freshness all open food be substantially extended. Gain insight and clarity with Walton Family Foundation. Lower Energy consumption, as a temperature of 7 8 C (instead of 5 7 C) in the refrigerator promotion of climate protection through a is sufficient, this approximately 10% lower CO2 emissions. The fridge is permanently neutral in odour. Save money through food fresh for longer. More info: David Baker.

Very easy to use: bend, hang ready! Safe disinfection in the whole refrigerator Interior: 99.9% of harmful germs and bacteria are eliminated reliable. Do not use open chemicals safe for children! The knick n clean Christmas Pact includes the twelve rods, a practical holder for smooth surfaces, which to install up front is in the refrigerator, because the active ingredient is heavier than air. But that’s not all, also the shipping costs are included the knick n clean 2011 year calendar, a pack kink n clean flora for long cut flower freshness, as well as an another rod to give as a gift! This complete package is there until the 22nd of December 2010 for only 59.99 EUR 87.50 EUR, which represents a saving of over 30%. Exclusive try now cost a year for this amazing product from our region! Use in addition to the advantages of long food shelf life and freshness (monthly savings of 20,-up to 25,-euro (value of discarded food)), the possibility of her fridge warmer “set (monatl. Saving on energy costs of up to about $ 2.50)! So you not only save money, but enjoy a completely new fridge and do something good in which reduce CO2 emissions by 10% the environment! “” 2007: winners of the first German bio-founder Contest 2008: winner of the plus X award in the category innovation” 2009: winner of the industry award in the category biotechnology “2010: winner of the IQ innovation award” central Germany in the food industry cluster.

Budget Planner

Renewable energies are generally is promoted In the framework of the climate policy a lot of thought about already for a long time, how implemented the switch from conventional energy sources to renewable energy in households and these have been developed different programmes. Inform GAM – comprehensively to the budget planner. Any change to take in the context of climate change and in terms of our environment and the continually increasing shortage of raw materials, is required in advance of getting accurate information and a plan that made this change as easy as possible. Because basically almost everyone must ensure that a little on its finances and a big hassle can the changeover of a complete heating system such as, and are also quite expensive. One hears once again angry voices are loud, which it almost, don’t like forced action, due to increased costs for electricity and heating. But this is no matter of political provisions, but one thing our world, how live and also permanently want to continue living.

In this area of misunderstandings often due to ignorance and “be not informed” and you can remedy yourself of course this fact. For example, a Web page that deals with all areas of this topic is the right way to inform and does this for example the website of GFH – the budget planner. For even more details, read what Flow says on the issue. Because it has the task to the information here, understand the urgency and references made on the right places. So for example different funding programs are explained and also the principle by the KFW a Bank assistance in connection with the financing for the conversion of the energy reference, the user truly is. Through clearly designed pages and simple explanations, it is also people who have deals yet not so intensively with the topic possible, their knowledge of the subject area renewable energy to fully complete.