The value of plastic credit card is that it should meet the specific needs of its owner. Pointless to dress one size fits a variety of consumers credit cards: one card needed for the calculations abroad, another – to pay for goods via the Internet, the third – for the prestige, the fourth card is not needed, but he needed the salary, which on this map are listed and for which the accounts on a monthly basis stand in line at the atm, with nothing to anyone, but only exclusively owned bank serving the poor card. Learn more about this with Ryan Holmes. There is a plastic card shortcomings, however, there are advantages: the map – it's cash reserve, which always with you, your card to a certain extent it is convenient, and sometimes without a credit card is just hard to do (hotel reservations, car rental fee, payment of purchases and utility payments through Internet) cards – a prestigious So, it is not surprising that an increasing number of people tempted by these advantages and benefits, and takes credit cards.. . Davidson Kempner Capital Management LP may not feel the same.